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Atlanta, Georgia Workers' Compensation Attorneys - Workers' Compensation Benefits

In 2009, $50.1 billion was paid out in workers' compensation costs throughout the United States. Workers' compensation is a comprehensive system intended to make sure that injured workers' are not left to face the cost of a work injury alone.

If you or a loved one has been injured or killed in a workplace accident, harmed by workplace exposure to toxins, or injured as a result of repetitive stress on your body, you may be entitled to workers' compensation benefits. Obtaining these benefits can be tricky, however, so it is imperative to be represented by an experienced Atlanta, Georgia Workers' Compensation Attorney to get the compensation that you deserve.

Atlanta, Georgia Workers' Compensation Benefits for Medical Expenses

If you experience a work-related injury of any type, your employer's workers' compensation insurer should cover all of your medical costs in full. This includes 100 percent payment of medical bills for the duration of the time you suffer from the work injury. If you have ongoing medical expenses, these should be paid as well, even if you need medical care for the rest of your life.

Coverage for medical costs includes not just payment of medical bills, but also compensation for transportation to medical appointments as well as payment for the purchase of any adaptive devices that you may need as a result of your work injury.

Do not simply decide to use your own health insurance for your medical costs for any workplace injury, even if your employer suggests this is a good idea. With workers' comp, unlike with health insurance, there are no co-pays and there is much broader coverage. This is especially true if you suffer a catastrophic injury. In these cases, a “rehabilitation supplier” may be assigned to your case to coordinate care; help with modifications to your home; assist in arranging ongoing care and help to get the medical supplies you need.

If your employer tries to push you to use your own insurance or tries to deny any reasonably necessary medical care, contact an Atlanta, Georgia Workers' Compensation Lawyer for help right away.  

Atlanta, Georgia Workers' Compensation Benefits for Disability

In many cases, a work-related injury is going to cause you to miss work, at least for a few days. As soon as you have missed seven or more days, you are entitled to receive compensation for lost wages. Once you’ve been out for 21 or more days, your employer should also go back and pay you for the first seven days as well.

If you are out of work on an ongoing or longer-term basis because of your work injury, you can receive workers' compensation disability benefits. These benefits may be for total disability or for partial disability (wage loss benefits).

Total disability benefits are for those who can’t work at all. They are equal to 2/3 of the average weekly wage you had before the injury, up to $500 a week. Partial disability benefits or wage loss benefits, on the other hand, are equal to a percentage of the difference between what you can make on restricted duty (due to your injury) and what you were making prior to your work injury.

Disability benefits are normally paid for up to 400 weeks and can continue to be paid until your doctor clears you to return to work. However, if you have suffered a catastrophic injury and are not able to return to work at all, you can receive permanent disability benefits that continue for life. If a person is killed while at work, on the other hand, then his spouse or minor children can receive disability death benefits on a weekly basis. For minors, these can last until the child has turned 18 or, if the child attends college, until age 21.

Employers may try a number of tactics to try to deprive you of disability benefits. These can range from encouraging you to return to work too soon to underestimating the money you should be paid by miscalculating your average weekly wage (failing to take into account benefits, overtime, etc.) If you need help having your wages calculated properly or otherwise need assistance in getting the disability benefits provided to you by law, contact an Atlanta, Georgia Workers' Compensation Attorney right away.

Additional Compensation for Permanent Impairment

In certain cases, you may also receive additional Georgia workers' comp benefits if your workplace injury has left you permanently impaired. The amount of permanent impairment benefits is determined by your permanent impairment rating, or PPD. Your treating physician assigns this rating once you’ve recovered as much as you can (i.e. reached maximum medical improvement). Physicians use AMA Guides to the Evaluation of Permanent Impairments to determine your impairment rating.

Getting Legal Help from an Atlanta, Georgia Workers' Compensation Lawyer

Employers and workers' compensation insurers, unfortunately, often do not look out for your best interests when you apply for workers' comp benefits. To make sure you get the full workers' comp benefits that you deserve, it is important to have an advocate on your side.

At Sammons & Carpenter, our experienced Atlanta, Georgia Workers' Compensation Lawyers represent workers injured in all types of workplace injuries and can help with all aspects of workers' comp claims. To learn more about how our Atlanta, Georgia Workers' Compensation Attorneys can help, give us a call today at (404) 991-5950 or contact us using our online form for a free case evaluation.

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